(2) The panel is headed byTarun Ramadorai, professor ofFinancial Economics, Universityof Oxford. It has representationfrom financial sectorregulators, Sebi, Irdai, PFRDAapart from RBI. The panel willlook at various facets ofhousehold finance in Indiaand to benchmark India’s positionvis-a-vis both the peerand advanced countries.