SBI Junior Associates Model Papers: Online Practice Tests

Preparing for the SBI Junior Associates exam? Boost your preparation with our comprehensive suite of model papers and practice tests specifically designed for aspiring SBI Junior Associates. At Examsnet, we provide a detailed collection of resources that are essential for thorough exam preparation.

Our resources include a variety of model papers that simulate the actual SBI exam environment, helping candidates to test their knowledge and improve their time management skills. Each model paper is crafted to reflect the pattern and difficulty level of the real exam, ensuring that every aspect of the test is well-covered.

  • Extensive practice opportunities with immediate feedback.
  • Access to both PDF downloads and interactive online tests.
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About Exam

Prepare effectively for the SBI Junior Associates examination with our comprehensive set of model papers available at Examsnet. Our resources are meticulously designed to enhance your understanding and performance in the exam, covering all essential topics and patterns. With a focus on real-time testing experience, these model papers simulate the actual exam environment, enabling you to assess your preparedness accurately. Offering a rich array of problem-solving exercises, they are an indispensable tool for anyone aiming to succeed in the SBI Junior Associates recruitment process.

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Exam Pattern

SBI Clerk (Junior Associates) Exam is held by SBI or State Bank of India to recruit candidates Junior Associates (Customer Support & Sales) Cadre in its different branches across the country. SBI Clerk (Junior Associates) facilitates the recruitment for the post of Junior Associates (JA). SBI Clerk (Junior Associates) is one of the most sought after bank exams today and a huge number of candidates appear for the same every year

The selection process will consist of on-line test (preliminary & main examination) and test of specified opted local 

SBI Clerk (Junior Associates) Phase-I: Preliminary Examination:

Preliminary Examination (online) consisting of Objective Tests for 100 marks will be conducted online. This test would be of 1 hour duration consisting of 3 Sections as follows:

Name of testNo of QuestionsMarksDuration
1English Language303020 Mins
2Numerical Ability353520 Mins
3Reasoning Ability353520 Mins

Total1001001 hour
  • Each test will have a separate timing as mentioned above.
  • There will be negative marks for wrong answers in the Objective tests.  1/4th of mark assigned for question will be deducted for each wrong 
  • answer.
  • No minimum qualifying marks for individual subject as well as for  aggregate (overall) are prescribed. 
  • Adequate number of candidates in each category as decided by the  Bank (approximately 10 times the numbers of vacancies. subject to 
  • availability) will be shortlisted for the Main Examination from the list of  all candidates arranged in descending order of aggregate marks scored.

SBI Clerk (Junior Associates) Phase – II: Main Examination:

The structure of main examination (online objective type) would be as  follows.

Name of test

No. of Questions



1General/Financial Awareness505035 mins
2General English404035 mins
3Quantitative Aptitude505045 mins
4Reasoning Ability & Computer Aptitude506045 mins

Total1902002 hrs 40 Mins
Each test will have a separate timing as mentioned above

  • The questions in objective tests, except for the test of General English,  will be bilingual i.e., English & Hindi.
  • There will be negative marks for wrong answers in the Objective tests. 1/4th of mark assigned for question will be deducted for each wrong answer. 
  • Candidates are required to score a minimum percentage marks on  aggregate (For SC/ST/OBC/PWD/XS candidates, 5% relaxation available thereon).
  • Minimum qualifying marks on aggregate will be decided by the bank. No minimum qualifying marks for individual subject are prescribed.
  • Merit list will be drawn State wise, category wise. Candidates qualified in the test (main examination) will be placed according to their aggregate marks in descending order in respective States and Categories
NOTE: Other detailed information regarding the examination will be  given in the 'Acquaint Yourself' booklet, which will be made available to the eligible candidates along with the call letter for the test.


The eligibility criteria of SBI Clerk (Junior Associates) exam comprises of mainly two major points

  • A candidate is required to be between 20-28 years to be eligible for SBI Clerk (Junior Associates) exam.
  • he/she must hold a valid degree in any discipline from a recognized university.
  • A candidate is required to be: A citizen of India, A subject of Nepal, A subject of Bhutan, A Tibetan Refugee who came to India before 1st January 1962 with the intention of settling permanently in India or a person of Indian origin who migrated to India from Pakistan, Burma, Sri Lanka, Kenya, Uganda, United Republic of Tanzania, Zambia, Malawi, Zaire, Ethiopia, Vietnam and have the intention of settling permanently in India
Age Relaxation
Serial No. Category Upper Age Limit
1 SC / ST 33 years
2 OBC 31 years
3 Person with disabilities (General) 38 years
4 Person with disabilities(SC /ST) 43 years
5 Person with disabilities(OBC) 41 years
6 Jammu & Kashmir Migrants 33 Years
7 Ex-Servicemen/Disabled Ex-Servicemen Actual period of service rendered in defence services + 3 years, (8 years for Disabled Ex-servicemen belonging to SC/ST) subject to max. age of 50 years
8 Widows, Divorced women( No remarried) GEN- 35 years
OBC- 38 years
SC/ST- 40 years

SBI Clerk (Junior Associates) Preliminary Exam Syllabus

Reasoning Numerical Ability English Language
Puzzle and Arrangement Number Series Reading Comprehension
Inequality Simplification/Approximation Cloze Test
Syllogism Quadratic Equation Fillers
Coding-Decoding Data Interpretation Spotting Errors
Blood Relations Data Sufficiency Sentence Improvement
Direction Senses Miscellaneous Fill in the Blanks
Order and Ranking

SBI Clerk (Junior Associates) Preliminary Exam Syllabus

Quantitative Aptitude General English General/Financial Awareness Reasoning Ability Computer Awareness
Simplification Reading comprehension including Synonyms and Antonyms Current Affairs – news on banking industry, awards and honors, books and authors,latest appointments, obituaries, new schemes of central and state governments, sports, etc. Internet Basics of Computer: Hardware, Software, Generation of Computers
Number Series Sentence rearrangement or Para jumbles Static GK - country-capital, country-currency, headquarters of financial organizations (of insurance companies), constituencies of ministers, dance forms, nuclear and thermal power stations, etc. Machine Input/Output DBMS
Data Sufficiency Sentence Correction/ Error Finding Banking/Financial terms Syllogism Networking
Data Interpretation Spell Checks Static Awareness Blood Relation Internet
Quadratic Equation Fillers Banking and Financial Awareness Direction Sense MS Office
Time & Distance, Work Cloze Test Inequalities Input-Output Devices
Partnership Puzzles Important Abbreviations
Profit & Loss Coding-Decoding
Simple and Compound Interest Ranking
Mixture and Allegations Statement and Assumptions
Ratio & Proportion, Averages, Percentages