Concept:Special clauses override general criteria when conditions are met. If two clauses apply, the rule with stricter outcome (age limit) may take priority.
Explanation:Rajat meets the first special clause: PG marks 67% (between 60–69%), two certifications (CFA, FRM), and 7.5 years of experience (more than 7). This means he should be referred to the Director of Risk Oversight.
He also meets the second special clause: age 29 years 7 months is less than 30 years by 5 months (underage by less than 6 months). This means he should be referred to the CEO’s desk.
Both clauses apply. However, age condition is a strict limit, and the underage clause directly addresses the age shortfall. Hence, the referral to the CEO’s desk takes precedence.
Answer:Option B: Refer to CEO’s desk.