Wealth management is an investment-advisory discipline which incorporates financial planning, investment portfolio management and a number of aggregated financial services. Wealth managers can have backgrounds as independent Chartered Financial Consultants, Certified Financial Planners or Chartered Financial Analysts, Chartered Strategic Wealth Professionals. Chartered Financial Planners, or any credentialed (such as MBA) professional money managers who work to enhance the income, growth and tax-favored treatment of longterm Investors.