Concept:Use De Morgan's law: P(Ac∩Bc)=1−P(A∪B).The probability that neither event occurs equals one minus the probability that at least one occurs.Explanation:First, find P(A∪B) using the addition rule: P(A∪B)=P(A)+P(B)−P(A∩B).Substitute the given values: P(A∪B)=31+21−41.Convert to a common denominator of 12: 124+126−123=127.Now apply the complement rule: P(Ac∩Bc)=1−127=125.Answer:Option B: 125