Concept:Negative transfer occurs when previous learning creates obstacles in acquiring or performing a new skill.
Explanation:Transfer of learning means applying past knowledge or skills to a new situation.
When past learning helps new learning, it is called positive transfer.
When past learning blocks or hinders new learning, it is called negative transfer.
For example, a person may keep writing the previous year on cheques even after the new year begins.
This happens because the old habit interferes with the new response.
Therefore, negative transfer is an obstruction in learning, not the absence of learning.
Answer:B. Obstruction in learning