(2) As per RBI guidelines, ascheduled commercial bankcan own a stake in a paymentsbank to the extent permittedunder Section 19 (2) of theBanking Regulation Act, 1949,which states that no bankingcompany shall hold shares inany company of an amountexceeding 30% of the paid-upshare capital of that companyor 30% of its own paid-upshare capital and reserves,whichever is less.