Both first and second factors given in the question are responsible for recent rapid slowdown of Indian economy despite recovering from the global financial crisis. The RBI adopted an expansionist Monetary and Credit policy post-global financial crisis that gave birth to more and more demand .Besides, Indian economy was the lone shining domestic market driven economy that caught the attention of the world and investment started flowing in. But, Starting in 2011-12, corporate and infrastructure investment started slowing both as a result of investment bottlenecks as well as the tighter monetary policy.